HONG KONG – Fusion Bank, a digital lender backed by Tencent Holdings, reported strong full-year 2025 results on Thursday, driven by the surge in Mainland enterprises expanding overseas. Total assets rose 102% year-on-year to HKD 16.2 billion, while deposits climbed 111% to HKD 14.6 billion.
The bank’s loan portfolio more than doubled to HKD 3.1 billion, with commercial loans growing fourfold to HKD 2.3 billion. Net interest income increased 77% to HKD 130 million, and its non-performing loan ratio remained low at 0.4%.
Chief Executive Jared Shu said the bank’s strategic focus on supporting Mainland enterprises going global has strengthened business momentum. Fusion Bank plans to deepen collaborations with ecosystem partners and continue providing financing, foreign exchange, and payment solutions to both local SMEs and cross-border clients.
